Terms & Conditions

Website use

These Terms & Conditions govern use of the Fortuna Real Estate & Mortgage website. By using the website, you agree to use it only for lawful purposes and not to interfere with its operation, security, or availability.

General information only

Website content is provided for general informational purposes. It is not legal, tax, accounting, investment, insurance, or financial-planning advice. You should consult the appropriate qualified professional regarding those matters.

No brokerage or agency relationship from website use

Visiting this website, submitting a form, sending an email, or having an initial conversation does not by itself create a real estate agency, brokerage, fiduciary, mortgage, or other professional relationship. Any such relationship will be established through the applicable written agreements, disclosures, and consents required for the service being provided.

Mortgage information and advertising

Fortuna Real Estate & Mortgage acts as a mortgage broker and may arrange residential mortgage financing through third-party lenders. Fortuna is not promising or guaranteeing approval, a particular loan program, interest rate, annual percentage rate, payment, fee, credit decision, closing date, or other credit term through this website.

Loan programs, guidelines, eligibility, pricing, and availability can change without notice and are subject to lender underwriting, verification, property review, applicable law, and final approval. Any specific credit terms that are communicated in connection with an application are subject to the disclosures and requirements applicable to that transaction.

Residential real estate information

Property descriptions, market information, valuation discussions, school or neighborhood information, and other real estate content must be independently verified as appropriate for a particular transaction. Property availability, condition, permitted use, taxes, insurance, assessments, and other material facts can change and should be confirmed through appropriate sources and inspections.

Fair housing and fair lending

Fortuna Real Estate & Mortgage supports equal opportunity in housing and lending and conducts its business in accordance with applicable fair housing and fair lending laws. Services are not offered or withheld on a prohibited discriminatory basis.

Third-party links and services

The website may link to a secure mortgage application portal, NMLS Consumer Access, government resources, or other third-party websites. Fortuna does not control third-party websites and is not responsible for their availability, content, privacy practices, security, or terms. A link does not necessarily constitute an endorsement of every statement or service on the linked website.

General inquiry form

The website contact form is intended for general inquiries only and is not a mortgage application. Do not submit Social Security numbers, account numbers, bank statements, tax returns, passwords, or other sensitive financial information through the general contact form.

Electronic communications

Email and website communications may not be secure. Do not send sensitive information through ordinary email unless specifically instructed to do so using a secure method. You are responsible for maintaining accurate contact information and for promptly reviewing communications relating to your transaction.

Intellectual property

The Fortuna name, logos, website design, original written content, and related materials are owned by or licensed to Fortuna Real Estate & Mortgage and may not be copied, republished, or used commercially without permission except as allowed by law.

No warranty; limitation of website responsibility

Fortuna makes reasonable efforts to keep website information accurate and current, but the website is provided on an “as available” basis and may contain errors, omissions, or outdated information. Nothing in these Terms limits responsibilities that cannot legally be limited under applicable law or under a written client agreement.

Changes to these terms

Fortuna may update these Terms & Conditions from time to time. The effective date above will be updated when material changes are made.

Contact and related policies

Questions may be directed to contact@fortunarem.com.

See the Privacy Policy and Licensing & Disclosures.